Cover & payment

Your HMO, put to good use.

We can check whether your HMO or insurance plan covers selected tests at our Lagos branches. Share your provider and plan before visiting so we can confirm the next step.

How it works

Using your cover, in four steps.

Tell us your provider

Call, WhatsApp or fill in the form below with your HMO or insurance provider and plan name. Our team checks it against our current arrangements.

We confirm what's covered

Coverage and exclusions vary by plan. We check the details available to us and explain what has been confirmed before you visit.

Bring your enrollee ID

Please bring your HMO enrollee card and a valid form of identification. We will tell you if your provider requires any other documents.

Your test proceeds as normal

Once any required approval is confirmed, our team can explain the next steps for your appointment and selected tests.

Self-pay rates

Paying without an HMO.

Our book-a-test page lists prices for selected investigations. Ask us to confirm any additional service or collection charges before a booking is arranged.

  • View listed test prices on our book-a-test page
  • Confirm preparation, availability and any separate charges before booking
  • Organisations can ask us about pricing for a planned screening programme
View prices
Organisations working with Life Centre Medicals

Check your cover

Tell us your HMO, we'll confirm the rest.

Share your provider and plan. We will check the details available to us and explain what has been confirmed before your visit.

Please do not include detailed medical history in this message. For urgent concerns, call the centre or speak with a clinician.

About youYour requestConfirm

Next step

Ready to book either way?

Tell us whether you plan to use your HMO or pay directly. We will confirm what applies to your test and help with the next step.